We know that buying a house is no easy task. You deserve an expert by your side who will help make this process as smooth and stress-free for you as possible. Smart Move Estate Agents Peterborough is here to take the weight off your shoulders and help you find your dream home!
Buying Through Smart Move
Intro To The Buying Process
Smart Move knows that buying a house can be overwhelming and stressful. We’d be happy to take responsibility for finding your dream property off your shoulders.
Here's how we can guide you through all of the following tasks involved in purchasing a new home:
1. Registering in the Market
First, we’ll have you complete a registration form that details your property requirements and preferences. This form can allow us to narrow our listings to a few specific properties that meet your needs.
2. Viewing Potential Properties
Next, we’ll arrange viewings of properties you’re interested in. We’d be happy to work with you to find a time that suits your schedule.
3. Securing a Mortgage
Most of our property buyers use mortgages to cover the costs of their new homes. We can help you through the mortgage process, giving us both a better understanding of your budget.
4. Making Your Offer
Once you pinpoint your dream home, we can submit an official offer on your behalf. We’ll provide an offer in writing and verbally, as is the standard in the housing market.
5. Instructing Solicitors
When the seller accepts your offer, you’ll need to hire a solicitor to provide legal guidance throughout the remainder of the buying process. We can recommend solicitors who have served our clients well in the past and ensure that the solicitor you choose offers a comprehensive range of services.
6. Obtaining a Mortgage Valuation
Next, we can help you obtain a mortgage valuation of the property you’re planning to purchase. These valuations are required by law and can help you determine the exact value of the property before buying it.
7. Scheduling Searches
Your solicitor will also need to submit a local authority search to the local borough council. The council will need to examine the property to ensure that it adheres to local ordinances and environmental policies.
8. Reviewing Draft Contracts
The seller’s solicitor will forward a draft contract to your solicitor to review. If you have any questions about this process, you can feel free to reach out to our team for clarification.
9. Obtaining the Mortgage Offer
After your lender receives the official mortgage valuation, it will send you a formal mortgage offer for you and your solicitor to review.
10. Exchanging Contracts
Then, you and the buyer will sign and exchange contracts. You’ll also agree on a date for completion at this time.
11. Completion
Finally, your property purchase will be complete. You can sit back, relax, and enjoy your new home — it’s all yours. While the process of buying a home can be confusing, we’re here to guide you through every step. Contact our Smart Move team today to learn more about our buyer services.
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